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Changing Lives

Kali Somerville

Kali’s been with FFL since 2019 and recently shared the impact FFL has had on her life. Continue reading to learn more about Kali’s journey:

Exactly 2 years ago, today, June 15, 2019, I moved into the “Blue Room”. My father had just passed away literally a month prior. I was living with my father at the time and I could not afford to pay the $400 a MONTH for rent.
A good friend told me that I could come and stay with her in her son’s old room. June 15, 2019 also happened to Father’s Day, the 1st Father’s Day with no Father. I just remember feeling so sad that all these things were happening all at once. ” How am I going to get through this? God, I can’t take anymore.” All that I could do that day was cry……BUT GOD!!! 


Two weeks later I was on the phone with Anna Marie and she was breaking down to me all of the great things about this company called Family First Life. Of course I was skeptical,  I spent the last 6 years chasing a dream that never seemed to come to fruition. And she was trying to sell me, yet, another dream. A couple of nights later, I laid on the floor and prayed to God to lead me in the direction that I was supposed to go (at this point it was either FFL or a job that I was offered). When I woke up the next morning, my direction was clear and I was at peace. My path did not involve working a job. Although, it’s not always easy, this is my “How it started and How it’s going”.

Just 2 short years later my life is COMPLETELY different than it was. I’ve been blessed to meet and work with some of the most AMAZING people. God has a way of removing people and things from your life that are blocking you and your purpose. I’m thankful for a company called Family First Life. I know we are just getting started and there is so much more to come!! To be continued …..Shawn Meaike thank you for FFL!

To join our team, send a text to 954-998-3332

Ron McCormick

Ron’s agency Pursuit of Happiness just issued $203,160 in May and show no signs of slowing down. Continue reading to learn more about Ron’s journey with FFL:

Q: When did you start working with FFL?
A: I started working with FFL in May of 2019.

Q: What were you doing for work prior to getting started with FFL?
A: I was working at a different insurance agency for 4 years and prior to that I was working as a Welder. I did a lot of research on alternative companies and it was clear that FFL is the best in the industry.
Q: What made you want to get involved with a new insurance agency?
A: There were a lot of reasons! Leads were the biggest issue. We received free leads but they were very low quality. My starting compensation was a 50% and I had to work 4 years to get it to a 75%, in comparison to FFL where I was offered a starting comp. of $100%. I also appreciate how all of the FFL training is open and agents will help other agents succeed. In my previous company, if someone was doing well they wouldn’t tell you how because they wanted to stay ahead of you.

Q: Was it easy for you to purchase leads in the beginning?
A: I had to work my way up to it. I didn’t have a lot of money when I was starting and I wasn’t accustomed to purchasing leads. I had to switch my mindset to more of a business perspective so I could understand the importance of investing. Initially, when I was being cheap I would buy like 30 leads per week. I started doubling my lead cost and my production also started doubling. When I had that realization, it wasn’t hard for me to purchase them anymore.
Q: You were running solely off of instant internet leads a few months ago, are you still using that lead strategy?
A: I started running all instant internet leads back in April before I even knew how they worked. I bought a lot of them and that’s when I started averaging 30K a month. You get a lot of “nos” but you’ll always find your “yes” if you just commit to working them. They’re cheaper than mailers and you can get a really good return on your investment. Then I took that money I made and started buying mailers and locking out counties, but instants still make up about 50% of my sales.

Q: What’s your goal for 2021?
A: Personally, I’d like to qualify for the Hall of Fame. In regards to my agency, I’m committed to get us to $500,000, I’d bet my life on that. My goal would be to issue $750,000. I have a few guys that are sales managers and I’d really like to get them to Vice President status.

To join our team, send a text to 954-998-3332

Orlando Payne

Orlando is a Platinum producer who has issued nearly $200,000 YTD. Continue reading to learn more about his quick start with FFL:

Q: What were you doing for work prior to getting started with FFL?
A: I was working at a nursing home but had just gotten my license around the time that I was laid off. I had called one of the FFL regional offices and I ended up being introduced to Steve Giordano who helped to get me started. I then worked on a part time basis initially for the first 3-6 months.
Q: What made you want to transition into the insurance industry from the medical field?
A: I initially didn’t want to do it, but I had a friend of mine that I played college basketball with that told me about the potential with insurance. My first thought was that I didn’t want to do the door-knocking or make any phone calls. But then around 6 months later I started doing more investigative work and looked up the reviews on Glassdoor for FFL. It was the only company I had ever seen that had such amazing reviews and very few cons. I knew I had to give it a try after seeing so many different people have success.

Q: Was it easy for you to purchase leads in the beginning?
A: It was tough because cash was tight at that time and I’m a single father. I started working at a call center part time after the nursing home and would use that money to purchase leads. I would spend around $500 a week and buy mainly second chance leads and do a ton of door-knocking.
Q: How did your lead purchasing change once you started to issue pay more?
A: Once I started making $2,000-3,000 a week from my sales I would take half of that and reinvest it into leads. Eventually I worked my way up to spending $8,000-9,000 per month. Sometimes I still have to pinch myself at the thought of how much I’m spending because I remember when I had less than $1,000 in my bank account. Its really all a testament to how awesome this company really is.

Q:Did it take a while for you to feel comfortable in the field or did it come easy to you?
A: It definitely wasn’t easy but it wasn’t hard either. Everything has a learning curve, so you just want to focus on sitting with those first 100 people. My upline Steve has been wonderful and showing me the ropes, and the resources that FFL provides have been very helpful. I make sure to listen to the podcasts every day and sometimes even multiple times per day.

Q: What’s your goal for 2021?
A: I would love to hit 300,000 and maybe have 10-20 people in my downline writing consistently. There’s a lot of people who are in the same situation I was in and this would give them the opportunity to do so much and open up new avenues in life.

To join our team, send a text to 954-998-3332

Joanne Basso

Joanne issued $40,000 in her first 21 days! Continue reading to learn more about her quick start with FFL:

Q: When did you start working with FFL?
A: It took me a while to get licensed in my state so I started in May 2021.

Q: What were you doing for work prior to finding FFL?
A: I was working in the corporate world for Verizon as a General Manager.

Q: How did you come across FFL?
A: I heard about it through my brother. He had gone into the industry and had reached out to Gabe E. here at FFL. He told him about how the income potential is limitless here and I knew it was something I wanted to try.

Q: Did you have immediate success your first few weeks or did you still go through a learning curve?
A:. I spent a lot of time watching hours and hours of podcasts which helped me to learn a ton. I also made sure to jump on all the actual training calls for our team. The info that you need is already created for you, so when I was preparing to leave my job I was becoming a student of insurance at the same time. Due to that, when I went into the field the first time I felt pretty prepared.

Q: What was your lead cost like initially and was it hard for you to invest in leads?
A: I wasn’t afraid to spend money because I knew that it was necessary in order to put up good numbers. I had about 200 CRM leads my first dial day and I spent around $2,000 my first week. I did a mixture of instants, FX mailers, aged leads, etc. It was a worthy risk.

Q: Are you building an agency and if so, how have you been balancing it with your own production?
A: I am building an agency as well but I wouldn’t say I’ve mastered the act of balancing the two yet. I try to stay organized and diligent on my dials days to get to my goal quickly. During my drive I’ll reach out to the agents that are onboarding to help them get started. I just try to utilize my time as best as possible.

Q: What is your goal for 2021?
A: I would like to maintain issuing at least $40,000 per month, and agency wise I’d like us to be issuing $200,000-$300,000 per month.

To join our team, send a text to 954-998-3332

Josh Lowe

During the past 4 months, Josh has been able to replace his previous job’s annual salary! Continue reading to learn more about his start with FFL:

Q: When did you start working with FFL?
A: November 1st, 2020.


Q: What were you doing for work prior to finding FFL?
A: I was working in the car industry as a salesperson. Car sales can take a lot of time and effort before you start seeing any results, in comparison to FFL where all you have to do is buy leads and meet with families. My first week with FFL I made more than I had in an entire month selling cars!

Q: How did you come across FFL?
A: I saw a lot of ads on Facebook that initially piqued my interest. Then I also started hearing about the opportunity from mutual friends who were also looking into it. We decided that it was a good time to just jump in and see what we could do.

Q: Did you have immediate success your first few weeks or did you still go through a learning curve?
A: . My second week here I was able to issue over $14,000. Despite that success, I still feel like I had to go through a learning curve but it wasn’t hard because all you have to do is plug in and listen to your upline.

Q: What was your lead cost like initially and was it hard for you to invest in leads?
A: I did start investing right away but it wasn’t enough for the kind of results I was looking for. I quickly started investing more because I knew that there was no way to have success here if I wasn’t investing as much as other top producers.

Q: Are you building an agency and if so, how have you been balancing it with your own production?
A: I plan to continue leading from the front but I’m also actively building up my agency as well. We actually just hired our first administrative assistant to help us with growing the agency.

Q: What is your goal for 2021?
A: I would like to see us issuing at least $300,000 in team sales and my personal goal is to hit Hall of Fame.

To join our team, send a text to 954-998-3332

Katelynn Blackburn

Katelyn is a single mom who’s been with us for only two months and has already issued $50,000! Continue reading to learn about her quick start with FFL:

Q: When did you start working with FFL and what were you doing for work prior to FFL?
A: I started working with FFL in the beginning of April and I was working in a hospital doing medical insurance.

Q: What made you want to get into a different industry?
A: I was miserable in my job working 12 hour shifts for little to no pay. I came across an ad on social media and was shocked at how much money people were making. I thought it was all a scam initially and too good to be true, but I had nothing to lose so I decided to go all in. I think going all in was actually one of the biggest factors to my recent success.

Q: Did you have any prior sales experience before FFL?
A: No I had never sold anything before.

Q: What were your first few weeks out in the field like?
A: my main struggle was with learning to overcome the anxiety that I would get from having to get on the phone and book appointments. I also had to learn to get over not being able to help every single person I called. We truly have something valuable to offer other people and so many people to help that it doesn’t bother me anymore when that happens.

Q: Was it difficult for you to purchase leads initially ?
A: Yes that was very difficult for me. I didn’t have any money when I started. I ended up signing up for a credit card and bought $800 worth of leads to get me started.

Q: Are you building an agency or focusing on being a solo producer?
A: Yes I’m working on building an agency. This entire opportunity has changed my life and it would be selfish to not

Q: What is your goal for 2021?
A: Personally I would like to issue $400,000 and I’d like to have 20-30 writing agents by the end of the year.

To join our team, send a text to 954-998-3332

William Warren

William is 21 yrs. old, has been with FFL for 3 months, and is issuing 30k a month! Continue reading to learn more about his start with FFL:

Q: What were you doing for work prior to getting started with FFL?
A: I was working at a different IMO and prior to that I was working with Autistic children.

Q: What made you want to look for a new company to get set up with?
A: Initially I actually wasn’t even looking for a new company. I was just looking to learn from other recruiters so I could get better at hiring for my own agency. The conversation with the FFL recruiter ended up going better than expected and I decided to make the switch.

Q: What did FFL have to offer that you didn’t have at your previous IMO?
A: There were a lot of things. It was an instant 40% raise for me comp. wise. We also have a ton of diverse lead options here whereas I only had access to one vendor and lead type previously. I also get to have more control over my schedule because we book appointments here but I was trained to only work off of door-knocking previously.

Q: What has your hiring strategy been?
A: My initial strategy was just talking to my warm market but now I’ll share the opportunity with everyone I come into contact with. I’m someone who tends to work hard when I have someone to hold myself accountable to because they’re depending on me. So when I started hiring, it was like a switch went off and it caused my work ethic to get better.

Q: What is your goal for 2021?
A: My personal goal is to qualify for the Hall of Fame and my agency goal is to issue $800,000 by the end of the year.

To join our team, send a text to 954-998-3332

Jamie Chirio

Jamie has issued $190,000 YTD and his agency recently issued $363,515! Continue reading to learn more about what’s lead to his consistent growth:

Q: How long have you been working with FFL?
A: I’ve been here sine July 7th of 2020. I was previously working as the Director of Marketing for Grady P. I had a successful digital agency but decided to shut it down during the pandemic. At that time I was just looking for a solid paycheck but then my wife got laid off so I decided to go back to being an entrepreneur in order to make more money. I was able to replace her monthly income in a day out in the field and decided to go all in.

Q: What has your main hiring strategy been?
A: The number one strategy for me has been selling at a high level. I know that if I can get my name to the top 3 of the leaderboard, then people in my network will reach out to me to see what’s going on. I do cold hiring on different platforms like Facebook and Linkedin as well but most of my hires have come from my warm market for sure.

Q: Has it been difficult to maintain your high production and build an agency simultaneously?
A: The difficulty has been more so with trying to balance my family and work. My wife is 32 weeks pregnant so I’m trying to keep up with the doctor appointments, being out in the field 4 days a week, dial days etc. I tend to fit in every ounce of hiring I can in the cracks between appointments. I survive by maintaining a very structured and intentional schedule.

Q:Has it been more difficult for you to build an agency or produce on your own?
A: Producing on my own at a high level was more challenging. I already had experience with recruiting and came into this opportunity with previous accolades of building organizations. I initially thought that the trench work was beneath me and didn’t think that going into homes and selling was something I wanted to do. However, I quickly realized that in order to win at FFL you have to get down in the trenches. Going out in the field and overcoming my hesitations made me believe in myself again. When it’s eventually time for me to come out of the field you’re going to have to drag me out because now I love helping families.

Q: What was buying leads for the first time like?
A: That was a very difficult thing to do. We put our whole savings into my first lead purchase which was around $2,000. I committed to making sure I was going to resolve every single lead so that I could reinvest my commissions into more lead purchases. During that time I made sure that leads came first even before my mortgage payment, car payment etc. it wasn’t easy to make that decision and I had to have a hard conversation with my wife but we understood that it was the right move. Now I’m spending $2,000-$2,500 per week.

Q: What’s your goal for 2021?
A: My personal goal is to issue $500,000 on my own pen and my agency goal is to become a board member by December.

Q: What’s your one piece of advice to an inexperienced agent who’s wondering if FFL would be a good fit for them?
A: I got a lot of confidence from becoming obsessed with watching the podcasts. Seeing other people’s success built up the belief that any kind of person can do this and find success. And then when you compare FFL to other companies you really start to see that it’s a no brainer to trust in the system. So I would advise people who are uncertain to plug into as many podcasts as you can and just listen to your upline.

To join our team, send a text to 954-998-3332

Samantha Brook

Samantha has been with us for 6 months and just issued $50,000 in April! Continue reading to learn more about her journey with FFL:

Q: When did you start working with FFL?
A: I had my first dial day on December 1st 2020.

Q: What were you doing for work prior to getting started with FFL?
A: I was working as a Certified Nursing Assistant at a local hospital. My initial plan was to continue working in the medical field and go to school in order to become a physician’s assistant.

Q: What made you want to get into the insurance industry?
A: I met Evan M. through a mutual friend In September and he was talking about the opportunity. He explained how he meets with families who’ve asked for help and I decided to give it a try even though I didn’t have any prior sales experience.

Q: What was the learning curve like for you?
A: I went through a huge learning curve because I didn’t know anything. I just made sure to call my upline in every home, and booked my schedule full because I knew I had to get more field practice. I still feel like I’m learning everyday and haven’t completely mastered everything.

Q:You’re building an agency as well, what made you want to do that?
A: This opportunity has changed my financial life so much, sometimes I can’t even fully comprehend all the financial freedom that comes with it. Because of that I want to share it with all the friends and people I know who would also like to find something that could help with their finances.

Q: What’s your goal for 2021?
A: My goal is to have at least 3 agents on my team get their own logo, and my personal goal is to qualify for the hall of fame.

To join our team, send a text to 954-998-3332

Rob Richman

In 2012 Rob was working as a server in a restaurant. He would typically make around $500 for working 40 hours a week. Eventually he started looking for new opportunities because he knew that there had to be something better out there for him.

In 2019 Rob found FFL and decided to give it a shot. Initially he found himself over-thinking too much but with time he learned to just trust the system. He quickly excelled to being a top producer and issued $885,197.19 in 2020. His agency FFL Apex hit Board Member status in April and have issued $3,825,106.68 YTD!

In addition to the financial success Rob has created, he enjoys being able to witness the growth of his agency and his agents. Knowing that they are in a position to now change their own lives has been incredibly rewarding. Best of all, we know that Rob will continue to empower agents to reach their own financial goals.

To join our team, send a text to 954-998-3332

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