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Changing Lives

Alexis Litchinger

Alexis has been consistently issuing over $25,000 since starting with us in 2020! Continue reading below to learn about his past year with FFL:

Q: When did you start working with FFL?
A: I started working with FFL in January 2020.

Q: What were you doing for work prior to getting started with FFL?
A: I was working as a freelance mixologist for restaurants and I catered for private events. Prior to that I was managing a hotel for 10 years.

Q: What did your schedule look like when you first got started?
A: I started out working on a part time basis for around the first five months. I was running between 15-20 appointments per week.

Q: Since you didn’t have a lot of prior life insurance experience, what did your learning curve look like?
A: There were some challenges. The hardest thing for me was becoming good on the phone. I had to learn how to have the right tonality and assumptive attitude. Before I got good at that I dealt with a lot of no shows and that was hard to cope with initially.

Q: What changes did you make to get better on the phone?
A: I started to make the conversations more realistic with the clients so they had an easier time understanding me. I also started to implement trial closes throughout the script. After I put in a lot of effort it started to become easy. And once I hit my first 100 appointments I really started to feel like I had an understanding of how to be successful here.

Q: What did your lead flow look like in the beginning and what is it now?
A: I used to spend around $1000-$1500 per week and now I’m between $2500-$3000 per week.

Q: What’s your one piece of advice to a new agent who doesn’t have prior life insurance experience?
A: I’d tell them that they’ve got to listen to the people who are doing this right. Put your head down and go to work, and try to really care about helping people.

To join our team, send a text to 954-998-3332

Sandra Kehoe

Sandra is without a doubt one of the most persistent agents we’ve had in FFL History.


Over the past 10 years Sandra has worked as an administrative assistant and as an insurance producer. In 2014 she decided to go full time as a producer but really struggled to find the type of success she was looking for. In 4 years combined she was only able to issue a total of $35,000.


A few years later she found a new career opportunity in the car industry where she quickly excelled to the top. She was promoted to Finance Manager and was making around $110,000 per year. The only problem was that she had to work 80 hours a week with constant stress in order to make that salary.

In January of 2020 Sandra and her husband Joe found out that she was pregnant. She knew that she couldn’t continue to work 80 hours trapped in a box all day, and decided it was time to give insurance another shot.


She learned how to master her emotionality, gained control in the home, diversified her lead flow and began to really fulfill the needs of her clients. Those changes transformed her into an elite producer and she’s already issued close to $35,000 in only the last 3 weeks of March! She’s also on track to qualify for the Hall of Fame this year!

Sandra has created a life where she’s able to spend quality time with her 6 month old son and husband, while still earning a high income. Sandra’s unrelenting persistence and refusal to quit is inspiring!


We are all faced with challenges in this business, but if you remain tenacious and work hard it’s impossible to fail.

To join our team, send a text to 954-998-3332

Colton Duhr

Colton started with us last year and has already issued $148,879 in only 11 weeks! Continue reading below to learn how he maintains his consistency:

Q: What were you doing for work prior to getting started with FFL?
A: I was working as a Pest Control technician before starting with FFL last year.

Q: Why did you decide to switch over to FFL?
A: I was looking for a higher paying 1099 position and came across FFL on indeed. It took me about 4 weeks to get my license, get contracted, and get out in the field.

Q: What did the training process look like for you?
A: While I was studying for the actual license test I would just listen to a lot of podcasts. We didn’t have the bootcamps that we have now so I just grabbed any type of training I could find off of Youtube to learn.

Q: What did your initial lead investment look like and what are you spending now?
A: I primarily worked off of Facebook leads since we didn’t have instants at that time. I got a business credit card and spent around $1000. It was a little uncomfortable but I understood the concept of investing and overcame my fears by continuing to listen to top producers talk about the importance of leads. Now I spend between $10,000-$14,000 per month.

Q: We saw in your schedule that you run into a lot of no sales/no shows but still write over 20k per week! How do you push through those challenges?
A: I think that you have to have a HUGE “Why”. When I’m away from my wife and kids I’m thinking about how I have to make sure I come back with something. Everything I do is for my family so if I’m having a bad day, I just think about them and they push me to keep working. It’s all about your mindset. Even when you’re bad in the beginning if you keep working you’ll get better and better each day. One bad appointment shouldn’t follow you into your other one. I know there have been days where I probably ruined the sale because I brought negativity into it. If you can stay focused on your “why” you’ll be able to overcome anything you run into out in the field.

Q: What’s your goal for 2021?
A: My personal goal is to issue around $600,000. For my agency I have a couple of goals. I’d like us to get to $500,000 by September and $750,000 by the end of the year.

Q: What’s your one piece of advice to an agent who is going through a rough patch and thinking about quitting?
A: Reach out to your upline. If you’re struggling and no one knows about it then no one can help you. The people who ask the most questions in this business are the ones who are the most successful.

To join our team, send a text to 954-998-3332

June Greene

June has issued over $50,000 in the past 10 weeks! Continue reading below to learn more about how she’s increased her activity for better results:
Q: How long have you been working with FFL?
A: I’ve been working with FFL for the past 3 years.

Q: What did you issue pay your last three years?
A: My first year I issued $80,000, then $100,000, and last year I did $189,000.

Q: You’re on track to blow past $189,000. What have you been doing differently?
A: For the past 5 weeks I’ve been making an effort to book and run 40 appointments every week. Before then I was really inconsistent. I would only book as many as I thought I needed, so once I got to ten appointments I was done.

Q: What made you decide to implement that change and increase your activity?
A: I had to change because my “why” changed. I’m married and my husband’s been out of work since June. In the past his income was supporting me a lot so I didn’t have any reason to do more than I was already doing. I was treating it as a hobby as opposed to a real job or business. The other thing that really changed things for me was attending our last convention. Seeing my upline Leticia M. there doing her thing was awesome. She never gave up on me, she just kept telling me what I needed to do over and over again. It was just me stopping myself the whole time.

Q: What did your lead flow look like in the past and what does it look like now?
A: I used to buy leads but I wasn’t working them hard enough. Once I hit what I felt I needed to in the field I was done with that batch. Then I would buy new leads the next week but there were still a lot of people left that I didn’t get a hold of. Now I really try to resolve every lead.

Q: What type of leads are you working to book 40 appts a week and what’s your favorite type?
A: I really work all leads! I have 5 or 6 counties through BPL and ARM, but I get a majority of my leads out of the CRM. I buy a lot of the Second Chance and Instant Internet leads. My favorite is definitely the instant internet because people know what they want, and every appointment is different. I like to bring up the weight when booking an internet lead because they always remember filling it out when you bring that up.

Q: What is your goal for 2021 and one piece of advice for agents looking to take it to the next level?
A: My goal for 2021 is to issue $400,000 and qualify for the Hall of Fame. My one piece of advice is that you have to concentrate on your “why”. Why is it important to you? What is it going to do for you and your family? When you’re in the home, don’t think about the money. Think about if you really want to help these clients. They filled out a form and it’s our job to serve them.

To join our team, send a text to 954-998-3332

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The Chris Kimler Team Player Award Recipient

We’d like to recognize Eric Anthony Sr. as our 2020 Chris Kimler Team player Award recipient! This award is particularly special to us because it’s given in the memory of the late Chris Kimler.

Eric is the embodiment of the perfect team player. He’s always been willing to do whatever he can to help the entire company grow. He’s moved around the country multiple times to help build and solidify our presence across the nation. His actions have been fundamental to our 2020 success!

Continue reading below to learn about Eric’s thoughts on putting the team first:

Q: How does it feel to be FFL’s Team player for 2020?

A: It’s amazing to be selected because I know that it’s picked by multiple people and based upon numerous factors, so it’s awesome to be recognized for that.

Q: What does being a team player mean to you?

A: To me being a team player is when people want to work with you and be on your team. It’s not about just you winning it’s about raising up everyone around you to win together as a team. Focusing on everyone’s success makes the journey way more fun.

Q: 2020 was a great year for your team, what do you think really clicked for you guys this year?

A: I think it really has a lot to do with our leadership. The top people figured out that they needed to start empowering the agents within the group. We already have a successful blue print to follow so it’s been easy to just duplicate the FFL model.

Q: Your agency started issuing a million per month in 4 years. Did you see that happening when you first started?

A: I remember when doing 150,000 a month as an agency was a big deal! It’s still a big deal because it’s a stepping stone to the next level, but I never thought that we’d be issuing this much as a team. At that time we didn’t have many people doing it. Now when I talk to new agents they’re already focused on how to become a board member.

Q: What are you looking forward to in 2021?

A: I’m looking forward to seeing who’s going to be next in line for obtaining an Integrity partnership in my group. I’m also just excited to see all of our new people continue to rise up to new levels.

To join our team, send a text to 954-998-3332

Jake Konen

FFL would like to highlight new agent Jake Konen and his amazing accomplishments with FFL. Jake started as a full time agent in June 2020 and has recently qualified for the hall of fame with over $400,000 in production! Continue reading below to learn about his first 6 months with FFL:

Q: What were you doing for work prior to getting started with FFL?

A: I was working at a captive agency in Montana and initially got into the industry in 2018.

Q: Why did you decide to switch over to FFL?

A: There were numerous reasons, but the main ones were in regards to FFL offering a lead program. At my previous company I had to do all cold calling and door-knocking. I liked how with FFL you were never short of clients as long as you’re consistently investing.

A: What was the training process like for you?

Q: It was mainly just asking Easton P. a lot of questions and then going out in the field and figuring it out as I went.

A: What were those first few days in the field like?

Q: I sold a couple just out of luck, but there were quite a few that I missed. I had to learn to tweak my verbiage, timing, and how to tie concepts together better. I watched Youtube like a mad man! All of our top leaders offer a ton of great content. 

Q: Were you always trying to hit hall of fame status, and if so what was your strategy?

A: Yes that was always my goal. I started full time in June and did the math of what numbers I would need to hit to get to hall of fame. I knew I had to issue pay around $67,000 a month to have a realistic shot at it.

Q: What have you been spending on leads in order to hit the Hall of Fame? 

A: I spend between $1,000-$2,000 a month.

Q: What’s your goal for 2021?

A: I’d like to expand more into hiring now that I’m confident in my own production. I want to help other captive agents as well as people from other industries because this is just such an amazing opportunity.

Q:What’s one piece of advice you have for new agents looking to get started as quickly as you?

A:I’d say to invest in leads and not worry about being perfect. Just learn as you go and don’t be afraid to make mistakes.

To join our team, send a text to 954-998-3332

Chris & Jennifer Schiavo

Congratulations to Senior Sales Managers Chris and Jennifer Schiavo on opening up their first office! Chris and Jennifer have only been with FFL since May and are already growing their agency FFL Ignite. Continue reading below to learn about their first six months with FFL.

Q: What were you doing for work prior to getting started with FFL?

A: I had been working in supplemental health insurance for around 15 years and then sold final expense with a different IMO for a couple years afterward.

Q: How were you introduced to FFL and what made you decide to join?

A: I’ve known Dave W. for over 20 years and heard that he was making around $40,000 a month in comparison to my $8,000 per month so that was a large factor. I also just felt like I had plateaued and was working completely on my own without any proper training or support.

Q: You started with us in the middle of a pandemic, did that hinder you at all?

A: When the pandemic hit in March I didn’t feel comfortable running my business the way I always had because I went off of referrals and never set appointments. Once I started with FFL I didn’t really know to expect but then I realized it really wasn’t a big deal that we were in the middle of a pandemic. We have leads here, and people are very concerned with protecting their families right now so it didn’t slow us down.

Q: What was the main difference between following FFL’s business model compared to what you had done in the past?

A: The main differences were definitely leads and training. I had never worked off of a lead program before so I had to learn how to set appointments as opposed to working off of referrals. The second big change was the training/support here at FFL. I like to describe my old company’s structure kind of like IKEA. I had all the pieces to be able to reach success but I didn’t have the direction or instruction to be able to put all those pieces together efficiently. Here we have bootcamps, sales calls etc. that help with transitioning from a different company.

Q: Did you always plan to build an agency and open up an office?

A: Once we left supplemental health insurance we always knew that we’d want to open up our own agency. Jennifer was overseeing our recruiting efforts and doing a lot of things correctly but we didn’t have the system to build a successful agency. We were lacking in mentorship and we didn’t have the compensation or lead program that new agents are usually looking for. Once we saw what FFL had to offer for agency building it was a no brainer to focus on that and open up an office.

Q: What is your goal for the end of 2020?
A: Personally, I’d like to issue over $30,000 in the month of December. I’d also like to hire at least 5 more people from my warm market and have our agency submitting $80,000 a week. In regards to our agency, we’d like to recruit effectively and continue learning how to use the system so that we can have an Integrity Partnership deal as quickly as possible.

To join our team, send a text to 954-998-3332

Patrice Thompson

FFL would like to highlight the recent success of Patrice Thompson! Patrice used to work on a part time basis and has now issued over $50,000 the past two months! Continue reading below to learn what key changes she made to increase her production:

Q: What changed two months ago in your business?

A: I changed! My belief system changed. A couple months ago I was not treating this like a real business and was extremely hesitant to invest into it. I’m a single mom with two kids so making large lead purchases always scared me. I finally had a conversation with Shawn Meaike and he told me that I was “playing to lose” as opposed to putting myself in a position to win. I started investing way more into leads and that drastically changed my business.

Q: How much were you spending on leads 2 months ago compared to now?

A: It’s almost embarrassing for me to say. I would work hard to find ways to avoid buying leads. I would spend around $300-$1500 per month and now i’m spending $5,000-$7,000. It’s a conversation that I’m making sure to have with my new agents because I’ve been there, I understand the aversion to spending that type of money when you come from an employee mindset like I did. But I also understand the other side of it and the success that you’re keeping yourself from by not being willing to invest into your business.

Q: Has your schedule also changed with your new lead strategy?

A: I wouldn’t even call what I was doing before a real schedule. I would work around every other weekend and it revolved around how much money I needed that month. I was essentially still living paycheck to paycheck. Now I go into the office on Mondays and Thursdays and go out into the field on Tuesdays and Wednesdays. If I’m out in the field and I wasn’t able to book enough appointments I’ll start door knocking and make sure that I find a way to hit my goals.

Q: How has your increased production impacted your family ?
A: It has definitely impacted my whole family. My daughter has been sharing my laptop so she can do her school work, and I was finally able to just go out and buy her one so that we don’t have to share. I also have all of my bills set up on auto-pay now, I don’t even look or worry about my account because I know there’s money there. Even the type of conversations that we’re having at home now are different because my kids are watching me and feel the shift in our finances so it’s definitely had a big impact on our lives. My daughter’s belief system is even stronger than mine some times and she’s started recruiting her friends parents because she’s hearing them talk about financial problems. My kids are the people that keep me the most accountable for sure.

To join our team, send a text to 954-998-3332

Tim VanSumeren

FFL would like to highlight one of our newest up and coming Vice Presidents:Tim VanSumeren! Tim is on track to qualify for VP for the first time this year and he’s also maintained 30k in production every single month. Continue reading to hear more about Tim’s Journey with FFL: 

Q: How did you get started with FFL?

A: Dave W. and I used to work at the same insurance company. I had been there for 11 years and qualified as a top producer with them every year. I loved the people and the culture but was dissatisfied with the compensation levels they offered. The highest level that I had reached was a 53% and the entry level compensation for new agents was about 35%. That structure made it extremely difficult to be profitable or build an agency. 

Q: What does your schedule look like to maintain 30k a month?

A: I just did what Dave W. told me to do. He told me that dial days are on Mondays and Thursdays and then spend the remaining days out in the field. That’s what successful agents were doing. Since starting with FFL I only missed that schedule one time when I was on vacation with my family. 

Q: Do you also have a set amount of appointments that you like to hit each week?

A: I’m always striving to hit 30 appointments a week. Sometimes I may land a little less but 30 a week is always the goal. 

Q: You are tracking to qualify for VP by the end of the year, how have you been maintaining high productivity while also building?

A: I like to fit in recruiting whenever I’m not selling which tends to be in between appointments. I’ve also recently hired my wife as my administrative assistant which has been a huge help with hiring and carrier tasks. I’ve been able to replace her previous income so we decided it would be smart to have her work here full time instead. 

Q: What are your goals for the end of 2020?

A: I would like to qualify as a VP by the end of the year while maintaining high production and help the agents beneath me grow as well. 

Q: What is one piece of advice for new agents getting started?
A: Just trust the system. At the bootcamps everyone kept saying don’t worry about not knowing every single product or being 100% confident in the beginning. You just have to get out in the field, don’t be afraid to make mistakes and call people when you’re in the home. I can see how it would be a tempting excuse to want to have everything figured out before getting out there but since all the successful agents warned against that I followed that advice. I bought leads as soon I was contracted even though I didn’t have a clue what I was doing and I still ended up helping a family that first day. So, just trust the FFL system is what I’d advise.

To join our team, send a text to 954-998-3332

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