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Changing Lives

Jordan Lowery

Jordan started with FFL back in January of 2019 with no prior insurance experience. In only two years he’s been able to find success as a solo producer and build a highly lucrative agency!

In 2019 Jordan was working as a Golf Caddie at various resort golf courses throughout Arizona. He was able to make around $1,000 per week and really enjoyed being able to participate in the children’s charity events where he would teach them how to play golf.

Although he found the work experience to be very rewarding, he didn’t enjoy having a capped income. While caddying he kept meeting people that were financially successful and lived the type of lifestyle that he dreamt of. He knew that if they could get to that level then he could as well.

When he finally found FFL, Jordan faced several obstacles that he had to overcome. He didn’t have any money or credit cards and he failed his insurance test the first 3 times. He had to study in the caddy shack between clients while he was working. When he did eventually obtain his license he then had to learn how to switch his employee mindset over to a business owner mindset. That switch brought along new challenges like finding quality staff and continuously reinvesting back into his agency.

All of his hard work quickly paid off and his agency FFL Legacy Protectors just qualified for Board Member status by issuing $1,101,096.83 in February. Their total 2021 YTD volume is $2,440,146.80 which is already almost half of their entire 2020 volume!

Despite early failures and adversity, Jordan has been able to completely change the trajectory of his life, and now he’s on a mission to help as many agents change their lives as well. We know that this is just the beginning for FFL Legacy Protectors.

To join our team, send a text to 954-998-3332

Eric Schmidt

Prior to starting with Family First Life Eric was a seasoned vet in the automotive industry. He had worked his way to the position of General Sales Manager and was making around $78,000 per year. The problem was that his position required him to work at least 65 hours per week. He was at a point in his life where he wanted to be in control of his own schedule in order to spend more quality time with his wife and three kids. He started selling with FFL on a part time basis initially and then quickly transitioned into a full time schedule.

Since joining FFL Eric has been able to become a 2x Hall of Famer while also helping others reach their own financial goals through building an agency. He lead from the front by personally issuing $607,583 in 2020, and his agency FFL Northeast finished with $5,608,196!

In less than 3 years, Eric’s been able to create an extremely lucrative business while also being able to live the type of lifestyle he envisioned. His work ethic, coachability, and determination made his dream a reality.

What life are you creating?

To join our team, send a text to 954-998-3332

Steve Giordano

Steve doesn’t come from an insurance background, but he’s quickly become one of FFL’s hardest working producers.

Prior to finding FFL, Steve was working as a Food & Nutrition Director. He had to put in around 50 hours per week and was able to make $100,000 each year. Some people may have been satisfied with that income but Steve didn’t like the limited growth potential.

When he did find the FFL opportunity, Steve made sure to apply his intense work ethic and became our 2019 Rookie of the Year by issuing $664,946! After that impressive accomplishment, Steve was still determined to really take advantage of the uncapped earning potential. In 2020 he became the first agent in FFL history to issue $1,347,842 on his own pen!

It’s important to set goals, but it’s even more important to take action to truly hit those goals. Steve’s vision combined with his unrelenting activity allowed him to reach levels that seemed impossible before. We can’t wait to see what new heights he and his agency Health & Wealth will reach in 2021!

To join our team, send a text to 954-998-3332

John Gavin

In 2011 John was working in the insurance industry as a licensed sales agent. His salary was around $36,000 per year. Like many agents in our industry John was struggling to get by and he knew that he needed to find a better opportunity as soon as possible. John’s sense of urgency didn’t come from just his own ambitions, it was mainly fueled from wanting to create a better life for he and his two daughters.
At that time John lived 4 hours away from his daughters and In order to see them he had to cross a mountain pass. During the winter months there were times when the mountain pass would be shutdown and he’d miss his weekend visitation with them. After just 6 weeks with FFL he had the financial means to move within 10 minutes of his daughters and started running business in that area.
10 years later John’s been able to build an agency that issued close to a million dollars in December 2020, and he’s in the process of buying his dream home for he and his family. A home that he hopes will serve as a place of love and comfort for years to come.
A strong “Why” paired with the right opportunity will always lead you to success.


What is your WHY?

To join our team, send a text to 954-998-3332

Zac Twardowski

Zac’s path to getting into the insurance industry is not your typical story.

Zac went to school at the University of Colorado Boulder where he played Lacrosse. His original plan was to go to Medical school after graduation to become a doctor. When it was time for him to go he knew he still wanted to help people but he wasn’t excited anymore about the reality of going to school for another 8 years before he could start working.

After learning that he could still help people and make a high income he decided to obtain his life insurance license and started working with FFL. 7 years later he’s become a 3x time Hall of Famer and has a growing agency that issued $8,078,725 in 2020.

Zac has been able to make a higher income in a shorter amount of time while still being able to help people. Sometimes taking a risk pays off more than you can imagine.

What risks are you taking?

To join our team, send a text to 954-998-3332

Zach Leoffels

Zach’s work ethic has been evident throughout his life and he’s never been afraid to take advantage of a new opportunity.

Prior to getting started with Family First Life Zach was working around the clock as a carpenter and waiter. He made around $100 per day in construction and around $120 per shift as a waiter.

When Zach was 35 yrs. old work started to run out on the construction side. His waiter position was still available but he felt that he had outgrown that job and was ready for a new challenge and better opportunity.

Shortly after leaving the restaurant business he got his life insurance license, and 6 years later he’s become a career million dollar producer and has issued over $333,975.29 YTD. He now gets to work in a career where he has complete control over his schedule with an endless potential for growth. We look forward to seeing the goals he’ll reach in 2021!

What story are you creating?

To join our team, send a text to 954-998-3332

Brent Abernathy

This week we’d like to highlight Executive Council Member Brent Abernathy! Brent has been able to transition from being a professional athlete to having a successful career in the insurance industry.

Prior to getting into insurance, Brent had spent his entire life playing baseball at an elite level. He played for teams like the Toronto Blue Jays and Tampa Bay Devil Rays. He even won an Olympic gold medal in 2000 with the U.S team. Over the course of his 13 year career his income ranged anywhere from $10,000-$250,000. Baseball was his career but also his passion in life at that time.

In 2009 his career was ended by a serious knee injury which forced him to look into new opportunities. A relative introduced him to the insurance industry and the rest was history. His agency FFL Gulf Coast issued close to 60 million in 2020! Brent is also in the process of bringing on more staff to be able to see massive growth this year.

Some people may have found it hard to leave the game that they loved. Not only was Brent able to walk away from baseball, but he was able to transfer his drive, hard work, and determination into a highly successful insurance career with FFL. We know that this is still only the beginning for Brent and FFL Gulf Coast, and we can’t wait to see what records they shatter this year.

What’s your story?

#WinwithFFL

To join our team, send a text to 954-998-3332

Marc Meade

For this week’s throwback we’d like to highlight Senior Board Member and Integrity Partner Marc Meade!

Marc has had quite the journey over the past 20 years. In 2003 he graduated from Johnson & Wales Culinary Arts school with the intention of becoming a chef. He started his career as a line cook working 50 hours a week and getting paid just $12 per hour.

A few years later he decided to leave the industry in pursuit of better opportunities. He entered the mortgage industry and became a Mortgage Loan Officer. He was able to work slightly less hours and make around $100,000 a year, but the work felt unethical and he didn’t like that his earning potential was capped.

After continued searching, Marc found the insurance industry and eventually became one of FFL’s leading top agents. Since then he’s been able to build a massive agency that just issued $2,356,444 in November and was one of the first few agents to become an Integrity Partner!

Sometimes the career path that you’ve chosen for yourself doesn’t align with the challenges that life presents. Marc’s unrelenting work ethic and ability to embrace change was fundamental in creating the life that he’s now able to live.

Are YOU willing to fight that hard for your future?

To join our team, send a text to 954-998-3332

Jack Yiu

The average insurance agent salary in 2020 is $51,458, because of this a lot of agents decide to leave the industry altogether. In spite of making far less then the national average, Jack Yiu was the type of agent that was determined to find success. 

In 2008 Jack was working at a different IMO and making around $20,000 a year. Low compensation, lack of quality leads, and sparse training made it impossible for him to reach his full potential. Years later he found FFL and in just 6 years he’s qualified for the Hall of Fame 3X and has an agency that has issued $7,372,867 YTD.

Jack’s journey is a testament to what perseverance combined with the right opportunity can amount to.

Are YOU taking advantage of the opportunity?

To join our team, send a text to 954-998-3332

Eric Anthony Sr.

For this week’s throwback we’d like to highlight Board Member Eric Anthony Sr! Eric has had quite the journey over the past 20 years. Prior to finding FFL Eric was managing a motorsport retail business. He was able to make around $80,000 a year but he also had to work 80 hours a week to reach that yearly income. 

Once he started working with FFL he was able to move out of CT and build his agency across the country, dominating in states like Texas and Florida. His agency FFL Nation has grown more than 52% this year and he is on his way to becoming an Integrity Partner! He’s even been able to hire his son Eric Anthony Jr. who is starting to get out into the field!

We love to see agents create the life they want with FFL. Eric is now working less than 80 hours a week while still being able to have more flexibility, financial security, and control over his life.

What will the next 20 years look like for you?

To join our team, send a text to 954-998-3332

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